My 43- year Financial Services Career included; AmSouth, First Union, Wachovia , and Wells Fargo Banks as a consumer and mortgage lending officer and a Regulatory Lending Compliance and Risk Manager. My 6- year enlistment in the USAF involved an MOS in law enforcement and security in Air Police and Security Police work.
Biographical Information
Charles retired in 2009 after a forty-three-year career in the financial services industry. His specialty was regulatory lending compliance and compliance risk management and During his career, he conducted training seminars, workshops, and schools for the Alabama, Florida, South Carolina, Mississippi and Michigan State Banking Associations, and was a frequent speaker at the American Bankers Association's and Bankers Administrative Institute's national compliance and audit conferences and seminars. He was a Director, Board Member and Instructor for the Alabama Bankers Association's Regulatory Compliance Institute and served as a member of several state compliance and credit committees, and national trade association advisory boards.
He participated in the 2003 Chicago Federal Reserve Bank's HMDA Conference and served as an instructor for the San Francisco and Dallas Federal Reserve Bank's CCRS Training Programs 2004 through 2007. As a subject matter expert, Charles provided a banking compliance perspective to the General Accountability Office (GAO) and the Federal Reserve Board (FRB)as they gathered data to consider revisions to banking laws and regulations.
2016-2020 Carles was a volunteer teacher for two youth career development programs: Launch® sponsored by the Florence, Alabama High School, and 12 For Life®. sponsored by the Southwire Company. Using his banking background and experience he provides these students a look into the business world before they graduate.
WORKSHOPS Since 2009, Charles has conducted Job Search and Career Transition workshops. to assist in creating a better opportunity to be hired or make a career change. His book Creating a competitative advantage is the text he uses for tghese workshops.
MILITARY
SERVICE
Charles served in the United States Air Force 1962-1968 with the Air Police Security Forces receiving the National Defense Service Medal and the Air Force Longevity Service Award Ribbon. He continues to support the Armed Forces through his membership in the American Legion, and a volunteer advisor for American Corporate Partners, assisting service members in their transition from the military into a civilian job.
Education
Charles is a graduate of the University of South Alabama's- Alabama Banking School, the National Compliance and the National Graduate Compliance Schools at the University of Oklahoma. He is a former faculty member of the National Graduate School of Compliance Management at Indiana University/Purdue University Indianapolis. He received the Certified Regulatory Compliance Manager an (CRCM) , and the Certified Risk Manager (CRP) designations through the American Bankers Association, and the Bankers Administrative Institute.
published books and publication Articles
He has written and published four business genre books and compliance articles in national and state trade association magazines including the: Compliance Action Newsletter; the American Bankers Association's Bank Compliance Magazine; the ABA Banking Journal; the South Carolina Palmetto Banker Magazine; the Sheshunoff Bank Operations & Technology Newsletter; the Alabama Banker Magazine; and the Alabama Bankers Compliance Corner.
